Polar Express knows that money can be tight when it comes to repairing or replacing your heating and air conditioning systems. We know you work hard and deserve to enjoy the comfort you need at a reasonable cost. We have gone the extra length to offer all of our customers financing with low monthly payment for any repair or system replacement. We now offer multiple financing packages and plans that can be modified to best fit your qualifications and needs. The following are options of financing that Polar Express Heating and Air Conditioning offer.